Title Insurance
Real Estate Buzz,Trends and Tips
Closing with a clean title
Buying or selling a home is a complicated process that involves many different factors and players. Once the buyer and seller agree on price, escrow opens, and the closing process begins. One of the key elements of a successful closing is a clean title. A clean title shows that the owner has full legal right […]
Title insurance myths … and what’s actually true
If you are purchasing a residential or commercial property, most buyers know that they will need title insurance. But many don’t really know why or what it is for. As a result, there are a variety of title insurance myths shared with buyers that we’d like to dispel. We realize that title insurance can be […]
Myths about Title Insurance
Title insurance is an important factor when considering a commercial or residential property. However, misconceptions and myths about title insurance are frequently shared among buyers. Before purchasing real estate, learn the facts to be sure not to fall for these common myths about title insurance. Myth: Title Insurance offers minimal protection Many people mistakenly think […]
Your Guide to Title and Escrow Services
Real estate is a complex business with many steps that can often confuse first time homebuyers or sellers. Read on for a quick and simple guide to understanding real estate title and escrow services: What is title? Title refers to all your legal rights to own, use and dispose of land. It includes all previous […]
What is Title Insurance & Do You Need It?
Purchasing commercial or residential real estate can be a stressful process and each transaction has the potential to carry some challenges even after the closing process. Title insurance helps mitigate the risk of issues that may arise concerning your property transaction. What is Title Insurance? Title insurance is a form of indemnity insurance that protects […]
What is Gap Insurance & Do You Need It?
Purchasing commercial real estate can be a stressful process and each transaction carries some challenges during the closing process. This is especially true right now, as the real estate industry and commercial buyers and sellers navigate business deals during a pandemic. Title insurance helps to mitigate the risk of issues that may arise concerning your […]
What you need to know about the threat to real estate transactions: Business Email Compromise, could cost you millions
What you need to know about the threat to real estate transactions: business email compromise. The FBI says this crime is costing people millions.
Commercial Loans vs Residential Loans: Do you know the differences?
John and Jane want to buy piece of property to house their new business, “John and Jane’s Jams and Juices” and they need a commercial loan. Sounds simple, after all, they bought their house and they have been through the residential mortgage process. Isn’t it the same? The simple answer is no.
The attractive nuisance: 5 Things that can raise homeowner’s insurance
Are you the proud owner of an attractive nuisance? If so, get ready to pay more for homeowners' insurance
Why you need title insurance
Why do you need title insurance? Think of it like health insurance for perhaps your largest investment. Most of the time you don't need it, but when you need it, you really need it.
Why do I need Title and Escrow Services?
Real estate is a complex business and for this reason there must be a number of things in place to ensure that obstacles and challenges are addressed when a transaction takes place. This is where title and escrow services come into play. At Landmark Title Assurance Agency, we manage escrows that are often complicated, […]
5 Questions to Ask a Title Company: Things you need to know when choosing a Phoenix title insurance company
Things you need to know when choosing a Phoenix title insurance company: It is good to turn to your real estate agent, friends and your lender when choosing a Phoenix title insurance company. As a homebuyer, you need assurance that the seller has a legal right to sell the property and that there aren’t any […]
The Dodd-Frank Act’s Impact on the Title Insurance Industry
On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act into federal law as a response to the financial crisis of 2008. The purpose of the act was to place steeper regulations on the financial industry and boost the government’s control over major financial institutions. Of course, this […]
Why Does My Title Insurance Company Need to Send Encrypted Emails?
If you’ve done business with Landmark Title Assurance Agency before, you may have noticed the following message: “We encrypt all emails that contain personal information. Encrypted emails from me or my team will come from McAfee. You may access the encrypted email online using your personal login credentials. When you receive the first email, […]
What is the role of an escrow agent?
Congratulations, you have sold or purchased property! Your next step is signing papers to enter into escrow with an escrow agent, also known as the closing agent. The meaning of escrow is: a deed, deposit of funds or any other instrument by one party for the delivery to another party upon completion of a circumstance […]
Understanding TRID for Homebuyers
If you’re planning on buying a home this fall, you’ll likely see two new forms along with some new procedures surrounding the loan-closing process – as mandated by TILA-RESPA Integrated Disclosure Rule, or TRID. According to a recent article on AZ Central, the new documentation will mean a more transparent lending process, as the new […]
Understanding TRID for Homebuyers
If you’re planning on buying a home this fall, you’ll likely see two new forms along with some new procedures surrounding the loan-closing process – as mandated by TILA-RESPA Integrated Disclosure Rule, or TRID. According to a recent article on AZ Central, the new documentation will mean a more transparent lending process, as the new […]
Why Have Title Insurance?
When purchasing a house or property, most buyers don’t know why they must enlist a title company. The simple reason is that, when they purchase a property, they are actually buying the title. Title, which is essentially recognition of ownership, gives the owner the right to hold and use the property. Sometimes unbeknownst to the […]
Commercial Title Officer Added to Landmark Title Team
Landmark Title Assurance Agency is excited to announce it has recently hired a new commercial title officer, Josh Conant. As a title officer, Josh will be researching properties to ensure there are no claims that might jeopardize an owner or buyer’s rights. Josh got his start as a title officer in 2002 with Fidelity National Title. […]
Is Choosing a Title Company that Important?
Choosing a title company may not be at the front of your mind when purchasing commercial or residential real estate, but it is more important than you may realize. The right title company can work quickly to give you peace of mind to close your deal and help avoid any future real estate disputes. According […]
Welcome to Landmark Title
Welcome to the Landmark Title Assurance Agency. We will be regularly posting information about commercial real estate, investing, the residential real estate process, and further explanations of our services. Our blog posts will include a mixture of updates on commercial and residential real estate news and trends, valuable information on investing, tips on buying and […]